1) Question; What is the difference between a dental discount
plan and dental insurance?
Answer; Dental discount plans vary greatly in
"supposed" savings. Dental insurance has a
predetermined co-pay for every procedure that you will know in
advance
2) Question; How much money will I save by being a member of
this plan?
Answer; People who
are enrolled in this plan often save up to 65% or
more
compared to people who
have no dental insurance at
all
3) Question; How is it
that individuals can get this group dental coverage?
Answer;
NAF-MD was incorporated in 2001 as a
non-profit organization
with the goal of providing benefits for it's group members that
could
not
be obtained on an individual basis
4) Question;
Is this insurance similar to what people would receive in a good employer
group plan?
Answer; Yes,
this is the same plan many state and county employees enjoy
5)
Question; When will my dental insurance
begin?
Answer;It will begin on the 1st of the next
month following your enrollment
6) Question; Are
pre-existing conditions covered?
Answer;
Yes
7) Question; What if I need a specialist?
Answer; Specialty care
dentists are available through a referral process outlined in
your Schedule of Benefits
8) Question; Can I use my current dentist?
Answer; You must use a dentist
within the SafeGuard network although SafeGuard is happy
to
contact your dentist to give them information on joining the SafeGuard
network
9) Question; We are not married.Can my
significant other go on this plan with me?
Answer; Yes,
as long as you are both living at the same address
10) Question; Is there an age limit as to how old
dependent children can be to be included on
the family
plan?
Answer; Dependent children may be included in
the family plan to age 25
11) Question; What if I
have an emergency outside the state?
Answer; The only coverage for out of state Emergency is a reinburseable $50 for pain medication until the
person can travel back to the state in which they originally enrolled.SafeGuard will then find them a
dentist in that state to see.
12) Question; Can I be billed every
month?
Answer; NAF-MD will only accept EFT
payments set up thru your
bank
(checking,savings,debit) or credit card on a recurring basis
13) Question; Will I receive a card?
Answer; You
will receive a membership card along with a member packet in 2- 3
weeks.
There will be a providers book along with a summary
of benefits and co-pays.
14) Question; Can I
change dentists if I want to?
Answer; Yes you can.
It would become effective the 1st of the following month
15) Question; How much does the plan cost?
Answer; $39.95
Single
$57.95 One+
Dependent
$79.95
Family
$55.00 Group membership fee(One time only)
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